Safe Travels USA provides comprehensive insurance protection to non-US citizens visiting the US on vacation or business, covering medical expenses such as preexisting conditions and trip cancellation, delays, and lost baggage coverage.
First Health offers plans with various deductibles ranging from $0 to $5,000; once this deductible has been met, 100% of eligible medical expenses within its network will be covered.
Medical Coverage
Safe Travels USA comprehensive plan is a popular option among international visitors coming to the US, offered by Trawick International, one of the premier travel medical insurance providers. As a PPO plan, it provides various coverage options, including $0 in-network deductible and 100% in-network coinsurance and covering costs related to flight delays, such as quarantine accommodation of $2,000 maximum per trip delay.
Provides travel-related medical coverages such as physician visits, lab work, x-rays, prescription drugs, hospitalization with room and board and ICU stays, surgery as well as chiropractic, physical medicine and therapy treatment outpatient services provided by First Health’s highly acclaimed PPO network across the US; outpatient coverages offered include chiropractic, physical medicine and therapy treatment from well-recognized providers like First Health; this policy also covers COVID-19 expenses which will be noted on your VISA letter when purchasing this policy.
This comprehensive plan can be purchased for up to 364 days and extended indefinitely at the same rate. It is open to non-US citizens and travelers without permanent residence status (green card holders). In addition to providing comprehensive medical coverage, this policy offers trip interruption, essential lost baggage protection, political/natural disaster evacuation services, and an Accidental Death and dismemberment (AD&D) benefit.
Pre-Existing Conditions Coverage
Even when parents or elderly travelers are in good health, medical conditions may arise unexpectedly, necessitating purchasing visitor insurance that covers pre-existing conditions. Pre-existing condition coverage allows individuals to postpone, cancel, or shorten their trip without incurring costly medical bills while adjusting to pre-existing condition coverage. To qualify for such coverage when purchasing visitors’ insurance plans in the US, they must meet specific medical criteria such as being medically fit at purchase time (with an approved letter from their doctor clearing them to travel), plus purchasing within 14-21 days after making initial trip deposits are paid – in this instance the plan should also be bought within 14-21 days from making initial trip deposits made when purchasing visitors insurance plan with pre-existing condition coverage is essential allowing individuals the flexibility they need should they experience medical complications while traveling overseas.
Safe Travels USA Comprehensive and Atlas America provide coverage for pre-existing conditions for non-U.S. travelers traveling to the US via the First Health PPO network. Both plans offer customizable policy maximums, deductibles, and medical coverage options – plus, they include COVID-19 coverage, which all travel medical insurers may not provide.
For pre-existing condition coverage to be established in visitor insurance plans, insurers use those insured and family members covered under that same plan to compare with medical records of people insured with similar providers and on similar trips during what’s known as their “lookback period.”
Emergency Medical Evacuation
Emergency medical evacuation coverage is an integral component of travel insurance plans that offer coverage offering safe transport between remote areas and hospitals for medical treatment if you fall ill or are injured while traveling. It can save money and distinguish between staying where you want or going home. Moreover, many plans cover preexisting conditions; although chronic and congenital diseases typically fall outside their purview, acute onset cases should still be covered by plans.
The Safe Travels USA Plan offers travelers a comprehensive suite of medical and evacuation benefits, with a $2 Million policy maximum and no in-network deductibles or coinsurance costs to worry about. In the event of political/natural disaster evacuation or severe illness affecting minor children or travel companions, returning is also offered as part of this coverage plan.
Short-term travel medical insurance is ideal for anyone planning an international journey. The policy terms and conditions are easily understood; you can even switch the beneficiary anytime! Furthermore, this plan complies with OFAC sanctions; any payments made toward this policy will meet United States economic or trade sanctions regulations.
Trip Cancellation
Trawick International provides travel protection plans to cover unexpected costs associated with vacationing abroad or fulfilling bucket list items, family reunions, or volunteer efforts abroad. Your choice will depend on your individual needs – options include trip cancellation, delay, and evacuation coverage options.
Trip cancellation policies reimburse non-refundable travel expenses and accommodations lost due to canceling a trip while also covering flight delays or missed connections – an essential feature if taking an organized tour or cruise. If you want the highest trip cancellation and travel delay coverage, the Safe Travels Voyager or Cost Saver plan offers up to 75% coverage of prepaid, non-refundable trip costs forfeited due to trip cancellation or delay. These policies offer an optional Cancel for Any Reason (CFAR) add-on that covers up to 75% of non-refundable and forfeited expenses if your trip cancellation occurs for reasons not covered by your policy, such as changing your mind.
Both plans offer high benefit limits and waivers of preexisting conditions when purchased within a time-sensitive period, as well as medical, AD&D, emergency evacuation benefits, and moderate maternity coverage. Their costs depend on your age and trip type.
Baggage Coverage
Safe Travels USA offers travel insurance plans to cover cancellations, interruptions, and delays based on your selected policy. In addition, Cancel for Any Reason coverage provides 75% reimbursement of non-refundable prepaid expenses if you cancel your trip. These policies are available to travelers of all ages; Trawick International supplies administration, while underwriting is covered by Crum & Forster SPC.
The Safe Travels USA Comprehensive insurance plan is an international travel medical coverage designed for non-US citizens aged up to 89 traveling outside their home country to visit either solely or jointly multiple countries worldwide. The policy offers customizable medical maximums and deductibles and an 80%/20% co-insurance split that covers both in-network and out-of-network benefits.
Additionally, this policy covers maternity and moderate AD&D, trip interruption coverage of $5,000, and essential lost baggage protection. Furthermore, it offers trip delay assistance services for non-US citizens and residents traveling internationally.
The Safe Travels Outbound Cost Saver plan is an additional travel medical insurance for non-US citizens visiting, in, or transiting through the US or other countries on their itinerary. It requires a minimum 5-day purchase, with coverage provided against COVID-19 expenses as they would any illness; one of only a few plans offering such a feature and covering medical tests to assess immunity to the virus and related costs associated with its detection.
